Your financing, simple and transparent.

Personal loans from $1,000 CAD to $50,000 CAD, debt consolidation, vehicle leasing and insurance, with a fast answer and advisors in Québec City.

Online preliminary answer
Payment pause available
Death insurance included on eligible loans

Request an offer Quick budget check

Make your family projects happen.

Renovation, studies, unexpected expenses: a loan with fixed payments, tailored to your budget.

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Hit the road with a clear monthly payment.

New or used vehicle leasing: simulate your payment in a few clicks.

Calculate my payment Vehicle leasing

Consolidate your debts, breathe easy.

A single, often lower, payment for a clear picture.

Compare my debts Quick budget check

Protect your loved ones.

Death, disability, involuntary job loss: insurance for your peace of mind.

Discover our insurance Request an offer

Calculate your payment

Amount

Term

Estimated monthly payment

Total to repay

Cost of credit

Annual rate2.9%

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Estimate for information only; the actual rate depends on the assessment of your file.

Our solutions

Personal loan

Use the funds freely: project, renovation, unexpected expense. Credit increase possible during the loan.

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Debt consolidation

Combine your credits into a single, often lower, payment to get a clear picture.

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Vehicle leasing

New or used, for individuals. Simulate your payment in a few clicks.

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Insurance

Protect yourself and your loved ones: death, disability, involuntary job loss.

Learn more →

Budget check

Assess your repayment capacity before committing.

Do my budget →

Client portal

View your contract, payments and documents at any time.

How it works

Simulate

Choose an amount and term with the calculator.

Apply

Fill in the online application in a few minutes.

Assessment

Creditworthiness review within 1 business day.

Disbursement

Contract signing, then disbursement after the applicable cooling-off period.

Free services included

⏸ Payment pause

Suspend a payment when needed, according to the contract terms.

🔧 Flex service

Change your payment date to match your payday.

🕊 Death insurance

Included at no cost on eligible loans.

💻 Online portal

Manage your file 24 hours a day.

Responsible lending

We assess your repayment capacity before any approval. Our goal: credit that suits you, never credit that puts you in difficulty.

You have a right to cancel the contract under the law applicable in Québec. Always read your contract before signing.

Need advice?

Our advisors answer Monday to Friday.

📞 1 800 555-0142

Find a branch

Frequently asked questions

How long does it take to get an answer?

The creditworthiness review usually takes 1 business day once your file is complete.

Can I repay early?

Yes, early repayment is possible. See your contract for the terms.

Which documents do I need to provide?

Photo ID, recent proof of income and proof of address.

See the full FAQ →